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Interest Free Holiday Finance

Leave sooner, pay later

Secure the best deal at the best price at the exact moment it hits the market, book well ahead of time and pay off your holiday month by month as it draws closer, or enjoy the benefit of booking at the last minute without suddenly leaving a gaping hole your bank balance.

The biggest benefit of going interest free? You have peace of mind, knowing it’s all been taken care of. Just imagine where that could take you: a much deserved family break to reconnect and unwind, the chance to tick off a few of those bucket list moments or, perhaps, that European river cruise you’ve always dreamed about.

Our interest free holiday finance option opens a world of endless of possibilities. Interest free finance is available to customers who spend over $400 on a return holiday, with weekly, fortnightly and monthly repayment options available. It really is simple. Follow these four easy steps and start planning today.

  1. Select your nearest Travel Associates store.
  2. Apply online in just a couple of minutes.
  3. Receive the decision via SMS.
  4. Visit your selected Travel Associates store to finalise your holiday.

Apply now


†For approved new applicants on travel bookings over $400 only. Annual fee of $99 applies, including an upfront annual fee of $99 debited from the facility on account opening and annually thereafter on the anniversary of that date. The credit limit includes the initial annual fee debit. If the applicant does not meet the interest free criteria during the interest free period, the credit providers’ annual percentage interest rate at that time shall apply to the annual fee from the time it is first debited from the account, as well as any balance owing on the account. A minimum monthly repayment is required to meet the interest free criteria. The minimum monthly repayment is no less than 3.00% of the balance owing at the date of the monthly statement or $30.00 (whichever is the greater). Late payment fees and other fees, charges, terms and conditions apply; please refer to the credit providers’ product fees & charges at The credit providers’ annual percentage interest rate at that time shall apply to any balance owing on the account at the expiry of the interest free period. As of 01 June 2023, the credit providers’ annual percentage interest rate is 25.99%, but subject to change. The applicant must apply for and obtain a Mastercard credit card and purchase travel using that credit card. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415 Mastercard and the circles design are trademarks of Mastercard International Incorporated.